Consider investing less if you….
• are supporting children or have other dependents
• have significant debt
• are eligible for public assistance
• have immigration-related expenses
• are descended from Native peoples of the Americans
Consider investing more if you…
• own the home you live in
• have investments, retirement accounts, or inherited money
• travel for recreation
• have access to family money and resources in times of need
• have a relatively high degree of earning power